busting the budgeting lies

Spending Plans Don't Work — What to Do Instead

Busting the Budgeting Lies by Kim Butler is a short, powerful read that challenges the conventional wisdom of budgeting and offers a liberating alternative.

Rather than forcing readers to track every penny or cut out lattes, Kim invites them to shift their mindset from scarcity to abundance. She exposes the lie that budgeting is the only way to gain control of your finances, arguing instead that saving first and building liquidity is the real foundation of financial confidence.

This book is part of the Busting Lies series, designed to empower people with prosperity thinking and practical alternatives to mainstream financial advice. Kim explains why traditional budgeting often leads to guilt, failure, and frustration—and how you can build financial peace of mind without it. The book emphasizes the value of automation, simplicity, and focusing on your values rather than restrictions.

For those tired of spreadsheets and shame-based money management, Busting the Budgeting Lies offers freedom. It encourages readers to adopt small but powerful habits that build long-term wealth and peace of mind. Whether you’re a young professional or a seasoned entrepreneur, this book helps you “own it” and take control of your money in a way that aligns with your life, not restricts it.

Kim D. H. Butler

– Author and Founder

Founder of Prosperity Thinkers, LLC, Kim Butler has shunned common financial products such as stocks, bonds, savings accounts and CDs in favor of creative life insurance strategies outside of the typical financial planning “box.”

This money philosophy comes from the Prosperity Economics Movement, a non-profit organization co-founded by Butler, along with her husband, Todd Langford (a financial software developer who is always checking the math). The Prosperity Economics mission is to educate the public about “Wealth Without Wall Street.”

"...financial services expert Steve Savant calls Kim Butler…a Joan of Arc crusader separating financial fact from fiction."

– iReport.cnn.com

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